Payment Options

Do any of these policies cover you? For your convenience, we have provided a list of our most popular in-network plans; however, this is only a partial list!

Please call our office at (754) 220-6493 to confirm other insurance plans.

Hernandez Therapy Clinic accepts a wide range of health insurance policies, and we’re here to help you sort through the maze of claims and benefits. Please call beforehand to verify your health benefits and learn if treatment services will be subject to a charge, deductible, or coinsurance.

We also offer a private pay plan if you do not have health insurance or have exhausted your benefits.

Request an appointment today for additional information about our service rates and payment options!

Prioritizing Patient Needs: Cash-Based Physical Therapy at Hernandez Therapy Clinic

Cash-based physical therapy is a model of service in which physical therapists accept direct payment from patients instead of relying on insurance reimbursement.

At Hernandez Therapy Clinic, we have implemented this model for the following reasons:

  • Improved Patient-Therapist Relationship: By eliminating the insurance company arbitrarily stopping your rehabilitation or making the process unnecessarily complicated, the therapist and patient can focus on what matters most, your results!
  • Control Over Services: It allows physical therapists to determine the type and frequency of treatment based on patient needs rather than what an insurance company is willing to cover. It gives the therapist more freedom to provide the best possible care.
  • Simpler Billing: The billing process is greatly simplified without insurance companies in the mix. Therapists can spend less time dealing with paperwork, claims submissions, and follow-ups and more time helping you get the results you deserve!
  • Price Transparency: In a cash-based model, patients know upfront the cost of their treatment. This can lead to fewer surprises and better financial planning for patients.
  • Lower Overall Costs: Because treatment costs aren’t inflated to meet insurance reimbursement rates, the actual cost of services is often lower in a cash-based model. Research has shown that cash-based physical therapy typically requires fewer visits than traditional insurance-based models, resulting in less cost to the patient.

However, it’s important to remember that this model isn’t without drawbacks. For example, some patients may prefer to utilize their insurance coverage for such services if available, which is why we also provide that service.

As with any healthcare decision, it’s essential for patients to carefully consider their needs, finances, and insurance coverage when deciding between insurance-based and cash-based physical therapy.

Call (754) 220-6493 today to learn more about our payment options!


CareCredit As An Option

Great news for our valued physical therapy clients! We understand that investing in your health is important, and to make your journey toward wellness even more accessible, we are pleased to announce that we now accept CareCredit as a payment option. With CareCredit, you can enjoy the benefits of receiving top-notch physical therapy services while conveniently managing your payments. It’s a flexible and convenient way to prioritize your well-being. Take the next step in your health journey with the assurance that your care is not only our priority but also made more financially manageable with CareCredit.

Your Next Steps…

  1. Request An Appointment

  2. Receive A Custom Treatment Plan

  3. Work Hard and Progress In Your Recovery

  4. Recover & Enjoy Life Pain-Free!

It Is Time To Live Your Best Life